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Coverage That Knows No Boundaries.

Business doesn’t stop at the state lines, so why should your dental coverage?  We offer two superior national network plans, Delta Dental Premier and Delta Dental PPO, guaranteeing you and your employees nationwide access to care from state to state.

Delta Dental Premier

Delta Dental Premier offers all the benefits and national coverage you’ve come to expect with the country’s largest network: 114,000 dentists and 140,000 dental locations.  Delta Dental Premier enables employers to offer a uniform dental plan to all employees, no matter where they work, travel or send their children to school.  In-network, there is no balance billing for any covered services.  If members receive care out of network, they still receive coverage for eligible expenses but are responsible for the difference between what Delta Dental pays and the dentist’s full charge.

Delta Dental PPO

Delta Dental PPO is a preferred provider plan that offers an upgrade from your local network to a nationwide network of 60,000 dentists and 78,000 dental locations.  This fast-growing option offers a smaller network but bigger discounts, combining national access with cost containment and a safety net of three-tier coverage.

  • When members choose to receive care from a Delta Dental PPO dentist, there’s no balance billing and lower out-of-pocket costs.  Members are covered in full for eligible expenses, minus any applicable deductibles or coinsurance.
  • If members choose to receive care from a Delta Dental Premier dentist, they will be reimburses up to the PPO allowance.  The dentist may bill for the difference up to the Premier allowance, but not the full charge.  This can be a significant savings for members.
  • If members choose to receive care from an out-of-network dentist, they will be reimburses up to the PPO allowance, and the dentist can balance bill up to the full charge.

Locally, in both Delta Dental Premier and Delta Dental PPO plans, members have access to the nine out of ten participating dentists in Rhode Island.

Flexibility adds to affordability
Tell us your budget and we’ll design a plan that fits. We offer a wide range of coverage combinations to ensure affordable rates.  Choose the level of deductibles, coinsurance and annual maximums that fit your budget.  And you can continue to build on your plan as your company grows.